Fixed.

I took my laptop to get worked on this morning and I was lucky that the guy had just finished up his last order and got to me right away.  By 5pm he had called with my machine working.

Thankfully, he was able to recover all my documents and images before re-formating my hard drive and re installing Windows.

I did loose a couple of programs.  I lost all my book marks too.  But I can get all the back in time.

Cost $85. This weekend I am going out and buying an external hard drive!!